We strongly recommend cancellation insurance.  We have made an investigation of various  insurance companies and like what we see with Travelex Insurance Services.  You can go into their web site directly from here so bookmark us first so you can find your way back to us.  Travelex will ask you if you are working with an agent and what is that agent's location number.  Our agent location number is 30-6181 and you must use it to purchase cancellation insurance for any of our products.   The coverage is quite comprehensive and we recommend you look through their web site before purchasing the insurance to see exactly what you want.  Be sure in all cases to put our number, 30-0231 when you first get into their home page. This will give you a special Amercian Dream Vacation page with special rates based upon our products.